44+ Ways to Cut Down Your Expenses by Half

It is quite imperative to learn to cut down expenses even when one is not in debt. Been deliberate on planning financial goals cannot be overemphasized, you will agree with me that no matter what comes to the family, there are ways expenses will rise to meet the income.

In this post am going to share with you 44 incredible ways you can cut down your expenses by half. These are tips and tricks we have tried and others proved by fellow bloggers.

  1. First and foremost, track your spending and create a budget for yourself and your family.
  2. to automate your savings
  3. Abstain from debt, regardless of your present situation
  4. Shop around for better insurance rates.
  5. Track your net worth
  6. Never fall short of your budget plan
  7. Trust me not having those subscriptions on won’t kill you; reduce or eliminate your paid TV packages.
  8. If you are currently in debt create a plan to pay it off
  9. stay on top of bills and financial activity
  10. Become an early bird in paying up bills sometimes it attracts a discount.
  11. Multiple incomes will do just a great deal, find other profitable side hustles
  12. Build an emergency fund
  13. Reduce your use of utilities
  14. Cut out or better still avoid any new and unnecessary expenses.
  15. You don’t always have to go out with a cab or your vehicle, try to walk or bike when it’s feasible.
  16. Shopping in thrift stores is a secret weapon for expenses reduction.
  17. You don’t always have to buy names, sometimes the unbranded products in the supermarket will do well.
  18. Cooking in bulk saves time and money; you don’t get to think about recipes and buy different ingredients always
  19. Not all pricey drinks are actually healthy cut them off if you can.
  20. Sell out your unused stuff, they can bring more money than you think.
  21. Change your phone deal
  22. Take another look at your internet bills
  23. You can always dry clean some of your cloths yourself
  24. Try to pay in cash when you can
  25. Tell your friends and family that you want to cut expenses
  26. Request a credit card rate reduction.
  27. Always remember to unplug all unused electrical devices
  28. Cancel all unnecessary club memberships
  29. Cancel newspaper and magazine subscriptions
  30. Consider reducing/eliminating other regular paid services
  31. Cook (and pack) your own meals at home
  32. Reduce or eliminate eating out or getting take-out
  33. Buy non-perishable items in bulk and use coupons
  34. Consolidate your debts using a balance transfer card or personal loans
  35. Re-evaluate your insurance
  36. Consider cheaper childcare options
  37. Stop buying so much clothing
  38. Reduce or eliminate consumable habits (such as smoking, alcohol, etc.)
  39. Raise your deductibles
  40. Consider term life insurance
  41. Use public transportation
  42. Start meal planning and cut down on wasted food
  43. create a grocery budget – and stick to it!
  44. Use a few coupons here and there

44 ways to cut down expenses by half


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Written by funtob

Hi, am Tobias, Dave's Uncle and blogger.
Am so glad to have you here on my blog, have got in here awesome freebies and some tips to help to parent your toddler the easy way.

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